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Privacy Policy

Placeholder Notice: This privacy policy must be reviewed and finalized by a licensed attorney before this application is used in production. The content below is a framework and does not constitute legal advice.

Information We Collect

BlueSky Lending, LC (NMLS #289106), operating as LoanFlow Mortgage, collects personal information necessary to process your mortgage application, including but not limited to:

  • Name, address, date of birth, Social Security number
  • Employment and income information
  • Financial account information (bank statements, investment accounts)
  • Credit history (obtained with your authorization)
  • Property information
  • Government monitoring information (race, ethnicity, sex) as required by HMDA -- this information is voluntary and does not affect your application

How We Use Your Information

We use your personal information to:

  • Evaluate and process your mortgage application
  • Verify your identity as required by federal law
  • Communicate with you about your loan
  • Comply with applicable laws and regulations

Information Sharing

We may share your information with:

  • Lenders and investors who fund your mortgage
  • Service providers who assist in processing your loan (title companies, appraisers, credit bureaus)
  • Government agencies as required by law

We do not sell your personal information to third parties for marketing purposes.

Data Security

We use 256-bit SSL encryption and industry-standard security measures to protect your personal and financial information. Sensitive data such as Social Security numbers are encrypted at rest using AES-256 encryption.

Your Rights

You have the right to:

  • Access your personal information
  • Request correction of inaccurate information
  • Opt out of certain information sharing as permitted by the Gramm-Leach-Bliley Act

GLBA Privacy Notice

As required by the Gramm-Leach-Bliley Act (GLBA), we provide borrowers with a separate Privacy Notice at the time of application that describes our information-sharing practices in detail and provides opt-out instructions where applicable.

Contact Us

For questions about this privacy policy, contact us at:

BlueSky Lending, LC
NMLS #289106
1255 W. 15th Street, Suite 445
Plano, TX 75075
Phone: (972) 673-4193

Last updated: March 2026