OnCourse Learning rolls out AI tools for mortgage education, LO exam prep

OnCourse Learning has launched a suite of AI-powered tools, including a learning assistant called Rubi and a new AI for MLOs Certificate program. Announced this week, the tools aim to help mortgage professionals choose courses, prepare for the SAFE Act exam and build long-term career skills.

The St. Louis-based education provider said Rubi, its AI-powered learning assistant, is grounded in OnCourse Learning’s proprietary mortgage content and regulatory knowledge rather than generic public AI models.

Support for LO candidates

Rubi underpins two key offerings. One is an “intelligent purchase adviser” that helps prospects navigate course selection and enrollment, while the second is an AI study partner embedded in the company’s Prep xL exam prep platform.

The AI study partner is designed to support loan officer candidates preparing for the SAFE exam by delivering personalized guidance, clarifying complex mortgage concepts and adjusting support to individual learning needs. For lenders and training managers, this type of adaptive study support could translate into higher first-time pass rates and more predictable onboarding timelines for new originators.

OnCourse Learning’s AI-powered Purchase Advisor, available on its website, uses licensing goals, state requirements and education needs to guide prospective students to the right training package. This kind of front-end automation can reduce friction in compliance-driven education purchases and may help companies standardize how new hires are routed into required coursework.

Guardrails for daily AI usage

Beyond licensing, OnCourse Learning has introduced an AI for MLOs Certificate program that focuses on how mortgage originators can use artificial intelligence in day-to-day business while maintaining regulatory and ethical guardrails. The curriculum emphasizes productivity gains, marketing and communication strategies, workflow optimization and practical, mortgage-specific use cases.

As AI adoption accelerates across the mortgage life cycle — from underwriting and servicing to marketing and compliance — lenders are grappling with how to train staff on new tools without increasing risk. Vendor-led certificate programs that frame AI as a regulated, process-driven capability rather than a generic technology trend are one way to give originators a structured foundation.

“As AI continues to reshape the mortgage and financial services industries, professionals need practical tools and training that help them adapt and stay competitive,” Ed Clark, president of OnCourse Learning, said in a statement.

“These new solutions combine AI-powered learning technology with OnCourse Learning’s trusted mortgage education expertise to simplify the learning experience, improve exam readiness, and help mortgage professionals build skills for long-term success.”

OnCourse Learning, which operates under Colibri Group, said it has trained more than 300,000 mortgage professionals nationwide across prelicensing, continuing education and professional development. The new AI-enabled offerings are part of a broader push by Colibri to integrate artificial intelligence into professional education across regulated industries like financial services, accounting, real estate and health care.

For mortgage companies, the launch signals continued movement toward AI-supported training as part of talent acquisition and compliance strategies. Firms evaluating education partners may focus on how tightly AI tools are tied to vetted mortgage content, how they address evolving regulatory expectations and whether they demonstrably improve pass rates and time to productivity for new loan officers.

This article was generated using HousingWire Automation and reviewed by a HousingWire editor before publication. The system helps convert company announcements and industry data into HousingWire-style news coverage.