Housing Industry News

Plain-English guidance on rates, home buying, and refinancing from the LoanFlow team.

Housing Industry News

Portable credit reports spark debate over costs, feasibility

Apr 17, 2026 · 8:10 PM Flávia Furlan Nunes HousingWire

While the mortgage industry lobbies to reduce credit report costs, the idea of allowing borrowers to use the same file across multiple lenders has slowly…

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Housing Industry News

Virginia governor’s amendments keep Faith in Housing Act in limbo

Apr 17, 2026 · 7:47 PM Richard Lawson HousingWire

Virginia Gov. Abigail Spanberger left in limbo legislation that would let faith-based organizations build affordable housing on their land without rezoning.…

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Housing Industry News

America’s housing shortage stems from more than overregulation, Fed report finds

Apr 17, 2026 · 7:28 PM Tyler Williams HousingWire

The U.S. housing market is chronically underbuilt, resulting in a decades-long shortage. Burdensome regulations take part of the blame, but they are not the…

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Housing Industry News

Dark Matter’s Vikas Rao on the nature of shifting mortgage work in the era of AI

Apr 17, 2026 · 7:02 PM Sarah Wolak HousingWire

On Thursday, Dark Matter Technologies announced the promotion of Vikas Rao from chief technology officer to CEO, with Rao replacing Sean Dugan . At the same…

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Housing Industry News

Maine becomes first state to impose consumer safeguards on home equity investments

Apr 17, 2026 · 6:46 PM HousingWire Automation, Neil Pierson HousingWire

Maine Gov. Janet Mills this week signed LD 1901, making Maine the first state to enact comprehensive consumer protections for home equity investments ( HEIs…

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Housing Industry News

Disconnected systems fueling title, wire fraud risks

Apr 17, 2026 · 6:25 PM Jonathan Delozier HousingWire

A Q1 fraud report from FundingShield found that 43.72% of transactions within a $106.7 billion portfolio were flagged for issues posing significant wire and…

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Housing Industry News

OCC consent order targets VA cash-out refis at Federal Savings Bank

Apr 17, 2026 · 5:29 PM Sarah Wolak HousingWire

The Office of the Comptroller of the Currency ( OCC ) released its April 2026 enforcement actions on Thursday, which included a consent order against a…

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Housing Industry News

eXp Realty added to Zillow RESPA lawsuit in Seattle

Apr 17, 2026 · 5:20 PM Brooklee Han HousingWire

eXp Realty is the latest defendant to be brought into the Taylor Real Estate Settlement Procedures Act (RESPA) lawsuit filed against Zillow last fall. The…

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Housing Industry News

MBA backs CFPB strategic plan, urges broader mortgage rule relief

Apr 17, 2026 · 5:07 PM Sarah Wolak HousingWire

The Mortgage Bankers Association ( MBA ) on Friday submitted a letter to the Consumer Financial Protection Bureau ( CFPB ) to support the bureau’s proposed…

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Housing Industry News

Be careful what you ask for: The myth of “decoupling” real estate commissions

Apr 17, 2026 · 4:13 PM Joe Ventrone HousingWire

In the wake of the Sitzer-Burnett lawsuit and the National Association of Realtors (NAR) settlement, consumer advocates claimed a major victory. Their…

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