Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from Phil Long and The Lending Stars team.

Housing Industry News

Century 21 CEO: Adding Latino agents is key to serving ‘70% of net new homebuyers’

Mar 26, 2026 · 5:19 PM Jonathan Delozier HousingWire

The U.S. Census Bureau projects that 70% of net new homebuyers between now and 2050 will be Latino — a statistic that Century 21 CEO Mike Miedler said…

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Mortgage Rate News

Rates Ease Despite Conflicting Iran War Headlines

Mar 25, 2026 · 6:55 PM Matthew Graham Mortgage News Daily

The past 24 hours have seen multiple news stories with seemingly contradictory updates regarding the state of the Iran war. There's a ceasefire. There's no…

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Mortgage Rate News

Highest Mortgage Rates Since August 2025

Mar 24, 2026 · 7:35 PM Matthew Graham Mortgage News Daily

March 2026 continues to be an unpleasant month for mortgage rates--a fact almost exclusively due to the Iran war. Even if the war were to end today, there's…

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Mortgage Rate News

Mortgage Rates Move Modestly Lower Amid Market Volatility

Mar 23, 2026 · 7:34 PM Matthew Graham Mortgage News Daily

Mortgage rates are dictated by bonds and bonds had a volatile day. During overnight trading hours, bonds suggested we should brace for the impact of even…

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Mortgage Rate News

Mortgage Rates Move Back Above 6.5%

Mar 20, 2026 · 6:53 PM Matthew Graham Mortgage News Daily

After hitting 5.99% as recently as February 27th, top tier 30yr fixed mortgage rates are back over 6.5% for the average lender today--the highest they've…

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Mortgage Rate News

Mortgage Rates Jump Back Up to 7-Month Highs

Mar 19, 2026 · 6:44 PM Matthew Graham Mortgage News Daily

Mortgage rates hit 7-month highs last Friday, but recovered fairly nicely on the first two days of the present week. The past 2 days have been a bit rough,…

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Mortgage Rate News

Mortgage Rates Move Back Up Near Recent Highs

Mar 18, 2026 · 9:06 PM Matthew Graham Mortgage News Daily

Mortgage rates got hit 3 times on Wednesday, with the net effect being a move back up to the highest levels in several months. The average lender isn't…

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Mortgage Rate News

The Fed Isn't Doing Anything to Mortgage Rates on Wednesday

Mar 17, 2026 · 7:07 PM Matthew Graham Mortgage News Daily

It was a fairly uneventful day for mortgage rates, but also a fairly decent one. The underlying bond market made modest gains even without meaningful cues…

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Mortgage Rate News

Mortgage Rates Recover Modestly From 7-Month Highs

Mar 16, 2026 · 6:51 PM Matthew Graham Mortgage News Daily

Mortgage rates are based on bonds, and bonds spent last week bracing for the impact of higher energy prices. In the bond world, higher inflation begets…

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Mortgage Rate News

Mortgage Rates Surge to 7-Month Highs

Mar 13, 2026 · 6:12 PM Matthew Graham Mortgage News Daily

March hasn't been a great month for mortgage rates and the past 3 days have been particularly bad. During that time, our daily rate index went from 6.09% on…

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