Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from Phil Long and The Lending Stars team.

Housing Industry News

What Washington state agents are seeing with new ‘millionaires tax’

Apr 2, 2026 · 07:36 PM Jonathan Delozier HousingWire

Washington state is entering a new policy era with its “millionaires tax” — targeting high-income earners who shape the luxury real estate market. The law…

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Mortgage Rate News

Mortgage Rates Are Actually Lower This Week

Apr 2, 2026 · 07:12 PM Matthew Graham Mortgage News Daily

On any given Thursday, there's a decent enough chance that the average mortgage rate headline will be unintentionally misleading. At issue is media reliance…

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Housing Industry News

Lower launches Movoto Advantage for solo real estate agents

Apr 2, 2026 · 06:47 PM Brooklee Han, HousingWire Automation HousingWire

Lower has launched Movoto Advantage , a limited-access, subscription-based program that connects high-performing solo real estate agents with motivated home…

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Housing Industry News

D.C. pushes single-stair apartments higher with added safety rules

Apr 2, 2026 · 06:35 PM Richard Lawson HousingWire

Washington, D.C., council members are leaning into a growing national trend by relaxing single-stairway rules to cut the cost of building small and mid-rise…

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Housing Industry News

HECM activity rises in March, but proprietary loans are taking a bite out of business

Apr 2, 2026 · 06:31 PM Sarah Wolak HousingWire

U.S. reverse mortgage endorsements rose sharply in March following subdued activity in February , but overall volume remains down compared with recent…

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Housing Industry News

FOA introduces second-lien reverse mortgage LOC in California

Apr 2, 2026 · 06:02 PM HousingWire Automation HousingWire

Finance of America ( FOA ) on Thursday introduced HomeSafe Second Line of Credit, a second-lien reverse mortgage line of credit now available in California…

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Housing Industry News

NAR rolls out expertise-based application process for 2027 committees

Apr 2, 2026 · 05:25 PM HousingWire Automation HousingWire

The National Association of Realtors ( NAR ) has introduced an expertise-driven application process for its 2027 governance committees, aiming to match…

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Housing Industry News

Frost Bank is betting on 0% down mortgages in Texas

Apr 2, 2026 · 05:17 PM Sarah Wolak HousingWire

Frost Bank previously announced in 2023 that it was reentering the mortgage business after a multiyear buildup that included system development and pilot…

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Housing Industry News

United Real Estate adds 725 agents with Allison James affiliation

Apr 2, 2026 · 05:00 PM HousingWire Automation HousingWire

United Real Estate expanded its national network with the addition of Allison James Estates and Homes , a 725-agent, multi-state brokerage based in Port…

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Housing Industry News

From Alabama to Texas: A patchwork of buyer agency laws emerges after NAR settlement

Apr 2, 2026 · 04:57 PM Brooklee Han HousingWire

For many agents and brokers across the country, the National Association of Realtors’ (NAR) commission lawsuit settlement agreement thrust buyer…

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