Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the LoanFlow team.

Housing Industry News

CFPB ends disparate impact, tightens SPCPs through ECOA amendments

Apr 21, 2026 · 5:30 PM Flávia Furlan Nunes HousingWire

The Consumer Financial Protection Bureau ( CFPB ) is set to publish a final rule on Wednesday that eliminates disparate-impact liability under the Equal…

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Housing Industry News

Before you build specs, answer these 5 business questions

Apr 21, 2026 · 5:15 PM Scott Cox HousingWire

A builder recently asked for my thoughts on the right mix of specs and pre-sales. My first response, as those who work with me have come to expect, was that…

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Housing Industry News

More reverse mortgage borrowers show deep budget deficits

Apr 21, 2026 · 4:48 PM HousingWire Automation HousingWire

GreenPath Financial Wellness — a nonprofit approved by the U.S. Department of Housing and Urban Development ( HUD ) and the National Foundation for Credit…

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Housing Industry News

How will mortgage rates respond if the ceasefire in Iran expires?

Apr 21, 2026 · 4:26 PM Neil Pierson HousingWire

Mortgage rates continued to move lower this week as financial markets digested the latest geopolitical activity, but a number of factors could prompt…

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Housing Industry News

Most homeowners wish they knew more about down payments before buying, survey finds

Apr 21, 2026 · 3:51 PM HousingWire Automation HousingWire

About 85% of homeowners with mortgages say there is something they wish they had known before starting the homebuying process, according to a new national…

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Housing Industry News

Pending home sales tick up in March despite higher rates

Apr 21, 2026 · 3:46 PM Brooklee Han HousingWire

Pending home sales rose slightly in March, jumping 1.5% month-over-month, according to data released Tuesday by the National Association of Realtors (NAR).…

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Housing Industry News

IBHS expands wildfire resilience program as fire risk grows

Apr 21, 2026 · 3:44 PM Richard Lawson HousingWire

Dangerous wildfire conditions have spread across the country, reaching deeper into hurricane-prone regions like Florida and the Gulf Coast as the weather…

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Housing Industry News

Presidio Investors takes stake in Edge Home Finance

Apr 21, 2026 · 2:38 PM Flávia Furlan Nunes, HousingWire Automation HousingWire

Presidio Investors has taken a strategic stake in Minnesota-based mortgage brokerage platform Edge Home Finance , the firms announced Monday. Financial…

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Housing Industry News

FNF appeals ruling upholding FinCEN AML rule

Apr 21, 2026 · 2:35 PM Brooklee Han HousingWire

Fidelity National Financial (FNF) is appealing a federal judge’s decision to uphold the Financial Crimes Enforcement Network (FinCEN) Anti-Money Laundering…

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Housing Industry News

From cloud to network: the many roads to RealTrends rankings success

Apr 21, 2026 · 1:55 PM Brooklee Han HousingWire

Plenty of familiar names show up year after year in the top tier of the RealTrends Verified Rankings . But beyond that shared visibility, the similarities…

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