Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the LoanFlow team.

Housing Industry News

FHA proposes partial claim model that drops subordinate liens

Jul 21, 2026 · 9:18 PM Flávia Furlan Nunes, HousingWire Automation HousingWire

The Federal Housing Administration (FHA) is proposing a new structure, called Reinstatement Advance Payment (RAP), that would change how servicers document…

Read full article →
Mortgage Rate News

Rates Match Longer-Term High For The 3rd Time in 2026

Jul 21, 2026 · 7:29 PM Matthew Graham Mortgage News Daily

In late July, 2025, 30yr fixed rates embarked on an excellent adventure, moving down from 6.75% on July 31st to 5.99% by late February, 2026. Since then,…

Read full article →
Housing Industry News

Equifax locks in $1 VantageScore through 2027

Jul 21, 2026 · 6:44 PM Flávia Furlan Nunes, HousingWire Automation HousingWire

Equifax will keep its $1 VantageScore 4.0 price in place through the end of 2027 as it pushes mortgage lenders to adopt the alternative credit score model,…

Read full article →
Housing Industry News

Senior housing wealth reaches record level in first quarter

Jul 21, 2026 · 6:39 PM HousingWire Automation HousingWire

Housing wealth among homeowners age 62 and older rebounded to a record $14.92 trillion in the first quarter of 2026 after declining in the previous two…

Read full article →
Housing Industry News

Jay Papasan to step down as Keller Williams executive

Jul 21, 2026 · 6:16 PM Brooklee Han HousingWire

Longtime Keller Williams executive Jay Papasan announced his decision to step down from his role as vice president of strategic content in a post on…

Read full article →
Housing Industry News

300,000-plus listed lots highlight infill boon for builders, per Zillow

Jul 21, 2026 · 6:11 PM HousingWire Automation HousingWire

Building a single home on each of the more than 300,000 empty lots listed for sale on Zillow in June could shrink the nation’s housing shortage by about…

Read full article →
Housing Industry News

Manhattan project contractor error eyed in conversion collapse

Jul 21, 2026 · 5:48 PM Richard Lawson HousingWire

A partial building collapse in New York City may more likely be explained by contractor error than from inherent risks in large-scale office-to-residential…

Read full article →
Housing Industry News

HUD suspends Virgin Islands housing authority funding over fraud concerns

Jul 21, 2026 · 5:31 PM HousingWire Automation HousingWire

The U.S. Department of Housing and Urban Development has suspended funding to the Virgin Islands Housing Finance Authority (VIHFA) after an investigation…

Read full article →
Housing Industry News

HomeAdvantage partners with Valley First on real estate rewards

Jul 21, 2026 · 4:55 PM HousingWire Automation HousingWire

HomeAdvantage has partnered with Valley First Credit Union to offer a real estate rewards program and cash-back incentives to the California credit union’s…

Read full article →
Housing Industry News

Chris Rediger: How a Google real estate pilot went from a softball field chat to nationwide

Jul 21, 2026 · 4:28 PM Brooklee Han HousingWire

Last month, Google made some waves announcing that it was taking its real estate listing pilot program nationwide . While the nationwide expansion of the…

Read full article →
Ready to take the next step?

See rates tailored to your credit score and down payment. No credit pull. No SSN needed.

Get Pre-Approved Free See Today's Rates
Encrypted
Have questions? Reach out.

We answer mortgage questions from real borrowers every day.

[email protected]