Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the LoanFlow team.

Housing Industry News

OCC consent order targets VA cash-out refis at Federal Savings Bank

Apr 17, 2026 · 5:29 PM Sarah Wolak HousingWire

The Office of the Comptroller of the Currency ( OCC ) released its April 2026 enforcement actions on Thursday, which included a consent order against a…

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Housing Industry News

eXp Realty added to Zillow RESPA lawsuit in Seattle

Apr 17, 2026 · 5:20 PM Brooklee Han HousingWire

eXp Realty is the latest defendant to be brought into the Taylor Real Estate Settlement Procedures Act (RESPA) lawsuit filed against Zillow last fall. The…

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Housing Industry News

MBA backs CFPB strategic plan, urges broader mortgage rule relief

Apr 17, 2026 · 5:07 PM Sarah Wolak HousingWire

The Mortgage Bankers Association ( MBA ) on Friday submitted a letter to the Consumer Financial Protection Bureau ( CFPB ) to support the bureau’s proposed…

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Housing Industry News

Be careful what you ask for: The myth of “decoupling” real estate commissions

Apr 17, 2026 · 4:13 PM Joe Ventrone HousingWire

In the wake of the Sitzer-Burnett lawsuit and the National Association of Realtors (NAR) settlement, consumer advocates claimed a major victory. Their…

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Housing Industry News

Be careful what you ask for: The myth of ‘decoupling’ real estate commissions

Apr 17, 2026 · 4:13 PM Joe Ventrone HousingWire

In the wake of the Sitzer-Burnett lawsuit and the National Association of Realtors (NAR) settlement, consumer advocates claimed a major victory. Their…

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Housing Industry News

AI-enabled home assistants could reshape real estate listings

Apr 17, 2026 · 3:53 PM Tim and Julie Harris HousingWire

A meaningful shift is underway in residential real estate—and most agents aren’t paying attention yet. This change isn’t about AI writing listing…

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Housing Industry News

New York comptroller urges investors to block eXp’s move to Texas

Apr 17, 2026 · 3:27 PM Brooklee Han HousingWire

The New York State Comptroller Thomas DiNapoli is again taking aim at eXp World Holdings , the parent company of eXp Realty , the largest brokerage in the…

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Housing Industry News

Redfin asks NWMLS to allow premarketing for Seattle listings

Apr 17, 2026 · 2:01 PM Brooklee Han, HousingWire Automation HousingWire

Redfin is asking Northwest Multiple Listing Service (NWMLS) to revise its rules to allow a formal premarketing phase for listings in the Seattle area,…

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Housing Industry News

Building mortgage AI agents that compliance teams can trust

Apr 17, 2026 · 7:31 AM Sandeep Shivam HousingWire

The mortgage industry is no longer debating whether AI has a role to play. That part is over. The real conversation now is about what kind of AI can work…

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Housing Industry News

Here’s how agentic AI is already transforming title and escrow

Apr 17, 2026 · 7:30 AM Qualia HousingWire

Title and escrow has long operated under the weight of manual processes and fragmented systems. Now, a new class of technology, agentic AI, is beginning to…

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