Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the LoanFlow team.

Housing Industry News

Figure CEO says $300M prefunded securitization gives ‘added certainty’ to originators

Jun 30, 2026 · 4:42 PM Sarah Wolak HousingWire

Figure announced Tuesday that it has closed a $300 million fully prefunded securitization for loans that will trade on its blockchain -based marketplace,…

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Housing Industry News

Mortgage rates drop, but is it the start of a trend?

Jun 30, 2026 · 4:22 PM Neil Pierson HousingWire

With mortgage rates on an upward trend in recent months, housing professionals got a welcome respite this week as the costs of a home loan declined. On…

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Housing Industry News

Density is not design, what cities miss on the ROAD to affordability

Jun 30, 2026 · 4:03 PM Scott Finfer HousingWire

In housing, there are a few words that get tossed around so often they start to lose all meaning. “Affordability” is one of them. “Sustainability” is…

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Housing Industry News

April Case-Shiller shows inflation outpacing home prices

Jun 30, 2026 · 3:37 PM Brooklee Han HousingWire

The pace of annual home price appreciation picked up slightly in April, according to the S&P Cotality Case-Shiller Index for April that was released on…

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Housing Industry News

Hometap brings home equity investment product to five more states

Jun 30, 2026 · 1:00 PM Sarah Wolak HousingWire

Hometap is expanding its home equity investment product (HEI) into five additional states, extending its reach to markets that represent more than half of…

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Housing Industry News

Purchase loan closing costs fell 2.9% in 2025, LodeStar says

Jun 30, 2026 · 11:00 AM HousingWire Automation HousingWire

LodeStar Software Solutions , a provider of mortgage closing cost and fee data, said that purchase loan closing costs at the national level fell 2.9% year…

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Housing Industry News

The hidden cost of leverage: Why today’s real estate investors need to be more conservative than ever

Jun 30, 2026 · 7:56 AM Jesse Brewer HousingWire

For decades, leverage has been one of the greatest wealth-building tools available to real estate investors. The ability to control a large asset with a…

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Housing Industry News

The mortgage industry is on an AI binge. Let’s make the hangover optional.

Jun 30, 2026 · 7:36 AM Marvin Chang HousingWire

I watched mortgage leaders embrace AI at The Gathering in Austin. And for good reason: The tools are getting good, the productivity math is starting to math…

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Housing Industry News

The spring selling season that wasn’t: Why builders are pivoting to margin recovery

Jun 30, 2026 · 7:00 AM Higharc HousingWire

At the start of 2026, many homebuilding industry leaders anticipated that falling mortgage rates would revitalize consumer interest. Instead, rates have…

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Housing Industry News

Caregiver survey shows widespread burnout, with Gen Z hit hardest

Jun 29, 2026 · 9:29 PM Jonathan Delozier, HousingWire Automation HousingWire

A national survey commissioned by LogicMark Inc. paints a stark picture of the nation’s caregiving crisis, finding that 90% of family caregivers report…

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